Angle 09 of 25 ⭐ All audiences Price impact ~60 seconds

The 15-Month Policy Is Gone — But Are HDB Prices Rising or Falling Right Now?

The take: The HDB index describes two opposite markets averaged together.

For this client, the policy change reads as: Trust builders

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The 60-second talking script

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Here's the strangest thing about the market the 15-month policy just reopened.

HDB resale prices have fallen two quarters in a row. Down zero-point-one percent in Q1. Down zero-point-three in Q2. First decline since 2019.

In that exact same second quarter, four hundred and ninety-one flats sold above a million dollars. An all-time record. June alone had a hundred and eighty-eight — nearly nine percent of every resale transaction that month.

Prices falling. Records breaking. Same market, same quarter.

Because it isn't one market. Mature estates up zero-point-six percent year on year. Non-mature down zero-point-five. Five-room flats up. Three-room down one-point-one.

So when you read "HDB prices are falling," ask which HDB. The index averages two markets moving in opposite directions, and the average describes neither.

The 15-month policy removal will hit one of those markets. Not both.

Post kit

Who this is for: All audiences — post these first — Trust builders
Primary title: The 15-Month Policy Is Gone — But Are HDB Prices Rising or Falling Right Now?
A/B alt title (declarative): HDB Prices Fell Two Quarters While Million-Dollar Flats Hit a Record. Both Are True.
Runtime: ~60 seconds
Target keyword: 15-Month Policy
Angle source: HDB Q2 2026 flash data — the most counter-intuitive fact in the story.

Lead magnet · `15SPLIT`

DM me "15SPLIT" with your estate and I'll show you which of the two markets you're actually in — your town's real numbers, not the national index.

Which of the two markets your estate is in — a ready-made PDF you send when someone DMs the keyword. Rebrand the cover and it's yours.

Download the 15SPLIT PDF

Facts used in this script

HDB RPI -0.1% Q1 2026, -0.3% Q2 2026
Q2 2026: 491 million-dollar flats (record quarter); June 2026: 188 (record month, 8.8% of all deals)

Data as at 31 July 2026. Verify against HDB/MND before posting.

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