Angle 25 of 25 👤 Private owners downgrading Rules & fine print ~60 seconds

15-Month Policy Removed: Should You Buy Your Flat Before You Sell?

The take: The new sequencing freedom is the most dangerous part of the change.

For this client, the policy change reads as: Gains

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The 60-second talking script

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The 15-month policy removal created a decision that literally did not exist before this week. Buy the flat first, or sell the condo first?

Before, there was no choice. You sold, you waited fifteen months, you bought. Sequence forced.

Now you can buy first. And a lot of people will, because they've found the flat they want and they don't want to lose it.

Here's why I'd usually say sell first anyway.

Buy first, and your six-month disposal clock starts at completion of the flat purchase — on a condo you have not sold yet. If your unit is a common layout in a project with twenty similar listings, six months is not generous. Miss it, and the ABSD remission gets clawed back.

Sell first, and you know your exact proceeds, your exact budget, and there's no clock.

Buy first only if your unit is genuinely fast-moving. Be honest about that.

Post kit

Who this is for: Private owners — thinking of downgrading — Gains
Primary title: 15-Month Policy Removed: Should You Buy Your Flat Before You Sell?
A/B alt title (declarative): 15-Month Policy Removed: Sell First. Here's Why.
Runtime: ~60 seconds
Target keyword: 15-Month Policy
Angle source: The practical decision that only exists because of this policy.

Lead magnet · `15ORDER`

DM me "15ORDER" with your project and unit type. I'll tell you honestly how fast it would sell — and which sequence I'd use in your position.

Which sequence fits your unit — a ready-made PDF you send when someone DMs the keyword. Rebrand the cover and it's yours.

Download the 15ORDER PDF

Facts used in this script

6-month disposal clock runs from completion of the HDB resale purchase
Missing the window results in clawback of the upfront ABSD remission

Data as at 31 July 2026. Verify against HDB/MND before posting.

More scripts for this client: Private owners downgrading

The group the change was written for. They can now buy first — which is exactly why the fine print matters most to them.

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