The 60-second talking script
Read it as written, or swap in your own estate and numbers. Copy button above puts the whole script on your clipboard.
Everybody is claiming a win from the 15-month policy removal. I've looked at each group and I think only one is unambiguously better off.
First-time buyers? Worse off — they face the buyers the rule was keeping out.
Landlords? Worse off — the rule was manufacturing fifteen-month tenants and that just stopped.
Condo sellers? Worse off — more competition from people on a six-month disposal clock.
HDB sellers? Only if your flat is large and in a mature estate. Otherwise nothing.
Retirees, though. Retirees genuinely win. Before, unlocking condo wealth meant selling, renting for fifteen months, moving twice, paying rent throughout. Now it's one move. And with the size cap gone, they can buy a five-room or Executive instead of being squeezed into four-room or smaller.
One clean move instead of eighteen months of disruption. That's a real win, and they earned it.