The 60-second talking script
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Everyone is talking about what the 15-month policy removal does to HDB demand. Here's the other side of that same transaction.
Every private owner who takes advantage of this and buys a resale flat must dispose of their private property within six months. That's not optional.
So this policy doesn't only add buyers to the HDB market. It adds sellers to the private market โ sellers on a six-month clock.
A seller with a deadline is a motivated seller. If a batch of them lands in the same segment in the same quarter, that segment gets more competitive on price.
Which segment? Mostly older, larger units in the suburbs and city fringe, where retirees and empty-nesters have been sitting for a decade or more.
If you own something similar and you're selling in the next year, you should know who you'll be standing next to. If you're buying, that's where the negotiating room appears.