# Every Agent Is Spinning the 15-Month Policy. How Do You Tell Who's Honest?

> **The take:** Most content on this policy is sales pressure dressed as analysis.
> **Angle source:** Community: "Let see what ppty agents going to spin the narrative again."
> **A/B alt title (declarative):** Every Agent Will Spin the 15-Month Policy. Here Are 3 Ways to Spot It.
> **Runtime:** ~60 seconds · **Keyword:** 15-Month Policy

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## TALKING SCRIPT

I saw a comment on HardwareZone this week that I think every one of you should read. It said: let's see how property agents spin the narrative again — it's time to sell and downgrade.

Fair hit. So let me hand you the filter.

Three questions for any 15-month policy content you see, including mine.

One: which flat type and which estate? If they say "HDB prices will rise" without naming a segment, they haven't looked at the data. Mature estates are up, non-mature are down. There is no single answer.

Two: what supply are they assuming? Forty-eight thousand flats reach MOP over three years. If that number is missing, you're getting half the picture.

Three: are they giving you any reason not to act? If every conclusion is buy now or sell now, that's a sales pitch.

Apply all three to this video too.

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## DM MAGNET

DM me **"15FILTER"** with any post or video you've seen this week and I'll tell you honestly what's solid and what's spin.

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## FACTS USED

- June 2026 YoY: mature estates +0.6%, non-mature -0.5%
- ~48,000 flats reaching MOP across 2026-2028

*Data as at 31 July 2026. Verify against HDB/MND before posting.*