# The 15-Month Policy Hit One Flat Type Hardest. Do You Own It?

> **The take:** The impact is concentrated in large flats, and it's real there.
> **Angle source:** Huttons data on volume by flat type — barely covered anywhere.
> **A/B alt title (declarative):** 15-Month Policy Gone: 5-Room and Executive Flats Benefit Most
> **Runtime:** ~60 seconds · **Keyword:** 15-Month Policy

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## TALKING SCRIPT

If I had to point to the one segment where the 15-month policy removal genuinely matters, it's this.

The rule never hit every flat type equally. It hit the big ones. Because someone leaving a condo doesn't want a three-room. They want space.

Look at what happened. Five-room resale volume fell from six thousand nine hundred and fifty-one transactions in 2022 to five thousand nine hundred and sixty-six in 2025. Executive and multi-generation flats went from one thousand nine hundred and forty-six down to one thousand five hundred and thirty-nine.

That's roughly four hundred Executive-type sales a year that simply stopped happening.

That buyer pool was switched off for four years. It just came back on.

So if you own a five-room or Executive in an estate with amenities and decent lease left — your buyer pool widened this week. And it widened with the buyers who pay cash over valuation.

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## DM MAGNET

DM me **"15BIGFLAT"** with your block and flat type. I'll send you the last six months of transactions there and tell you if this is your window.

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## FACTS USED

- Huttons: 5-room resale volume 6,951 (2022) to 5,966 (2025)
- Executive/multi-generation: 1,946 (2022) to 1,539 (2025)

*Data as at 31 July 2026. Verify against HDB/MND before posting.*